# LLMs-Full.txt - Full Content for Project Pages # Generated on: 2026-06-08T13:14:55.316Z # Total pages: 0 --- ## URL: https://www.masonjosephco.com/blog ### Title: Blog ### Page ID: 6971155 ### Content: - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - 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[home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/reset-password-page ### Title: Reset password page ### Page ID: 6971161 ### Content: - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/home ### Title: Home ### Page ID: 6971292 ### Content: Mason Joseph, LLC. is a Multifamily Accelerated Processing (MAP) approved FHA lender with offices in San Antonio, Fort Worth, and Oklahoma City providing construction, substantial rehabilitation, acquisition, refinance and bridge financing for multifamily and senior housing communities nationwide. Learn more about financing options below: We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/mjc ### Title: MJC ### Page ID: 6971293 ### Content: Mason Joseph, LLC (MJC) is a privately held multifamily mortgage banking firm and an FHA Multifamily Accelerated Processing (MAP) lender with offices in San Antonio, Fort Worth, and Oklahoma City and provides financing for the market rate and affordable housing industries throughout the country.  MJC is consistently a top FHA lender in Texas and HUD's Southwest Region and has closed in excess of $3.1 billion in multifamily loans over the last five years including over $2.2 billion in new construction loans using HUD's 221(d)(4) program. MJC underwrites federally insured mortgages and credit enhancements through the U.S. Department of HUD for apartment communities. These mortgages provide funding for the acquisition, refinancing, construction, and/or rehabilitation of apartment properties. MJC also arranges conventional multifamily loans and equity placement through long, well-established relationships with the country's premier real estate investors including government sponsored entities FNMA and FHLMC, Wall Street conduits, commercial banks, private investors, and life insurance companies. These capital relationships enable MJC to offer: MJC’s professional staff has mastered the various disciplines of governmental real estate finance to provide our clients with the best possible service. All aspects of FHA financing is handled by MJC to insure that loan processing and underwriting moves efficiently. MJC processes and underwrites your loan with FHA, while guiding it from application through commitment to funding and servicing. The philosophy of MJC is that the process should be “transparent” with "no surprises." We seek to provide our clients with a full understanding of how the process works as well as clarifying all positives and negatives of each loan program, so that the "big picture" is understood. At MJC, we never lose sight of the most important aspect of our loan production; you the client and the trust you place in us. Our success is rooted in yours and our goal is to provide the most favorable financing terms available in the marketplace while providing the best service in the industry.  To learn more about Mason Joseph Company, conventional or FHA loan programs, and how we can help you, please [contact our team](https://mason-joseph-company-34218.mydraftsite.cloud/mjc-contact-list). We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - Long term, fixed rate, permanent loans with terms from 3 to 40 years. - Bridge and Construction Loans - Mezzanine and Secondary Financing - Joint Venture Equity and Debt - Flexible Loan Structures - Non and Limited Recourse Loans --- ## URL: https://www.masonjosephco.com/the-mjc-team ### Title: The MJC Team ### Page ID: 6971294 ### Content: Randy Mason began his career in the mortgage banking business originating multifamily and commercial loans in 1971. In 1982, Randy became the real estate finance officer for a regional commercial and multifamily development company serving until 1991. In his capacity as real estate finance officer, he negotiated construction loans, permanent loans, participations, joint ventures, credit enhanced housing revenue bond transactions and also was responsible for the disposition of properties. In 1993, Randy resumed his Mortgage Banking career with a San Antonio based Commercial Mortgage Firm where he specialized in multifamily finance. His current activities include the origination, underwriting, and closing of commercial and multifamily loans, including mortgages insured under the U.S. Department of Housing and Urban Development’s Section 221(d)(4) and 223(f) multifamily mortgage insurance programs. He is a graduate of the School of Mortgage Banking, Northwestern University and the University of North Texas with a finance degree. Randy resides in San Antonio, TX with his wife Lyn and enjoys spending time and watching the numerous activities of his 13 grandchildren. David Joseph began his career in the mortgage banking business in 2003 after spending the previous four years as a business education teacher and football coach at an area high school. David has a business administration and history degree from Baylor University and an MBA in Finance from the University of Texas. He is a MAP approved FHA Underwriter and presently oversees MJC's vision, direction, operations, and also works in loan origination and underwriting. David resides in New Braunfels, Texas with his wife Elizabeth and his four children and enjoys coaching his children's sports teams and watching their events, traveling with family, following high school, college & professional sports, and serving at Northeast Bible Church. Executive Vice President Director of Fort Worth Office Mike Backman entered multifamily finance in 2007 as the Fort Worth Multifamily Hub Director for the U.S. Department of Housing and Urban Development. During his five years as Director of FHA’s largest Hub, Mike oversaw an FHA-insured mortgage portfolio in excess of $7 billion, with annual originations exceeding $1 billion for the states of Texas, Louisiana, Arkansas, and New Mexico. This included a 500 percent increase in affordable housing production and a greater emphasis on urban in-fill and transit-oriented development. While at HUD, Mike had a leadership role in the rehabilitation of over 1,000 subsidized apartment units in New Orleans damaged by Hurricane Katrina. He also was active in recovery efforts for Hurricane Ike and Gustav. Mike served on advisory committees for two HUD Secretaries and undertook the first FHA Multifamily Transformation efforts in Fort Worth in 2011. Prior to being named Hub Director, Mike led HUD’s Dallas Field Office and worked in HUD Headquarters in Washington, DC. Immediately prior to joining MJC, Mike was the Managing Director of a Denver-based FHA lender that, during his tenure, maintained a 100 percent success rate on mortgage insurance applications made to 16 separate FHA offices from coast-to-coast. Mike has previously worked for the cities of Syracuse, New York and Webster, TX. He holds graduate and undergraduate degrees from Syracuse University. He lives in Arlington, TX with his wife Betsey and their children Luke and Lauren. They attend First Methodist Church of Mansfield and Mike is active in coaching his children’s sports. Luke began his career in the mortgage industry in the year 2000.  In 2018, he transitioned from his role as President of Asset Management of NE Development, and joined Mason Joseph Company, opening an Oklahoma City-based origination office with a focus in multifamily loans. He previously served as the Fort Worth Multifamily Hub Director for the U.S. Department of Housing and Urban Development, overseeing programs in nine states: Texas, Oklahoma, Louisiana, Arkansas, Missouri, New Mexico, Kansas, Iowa, and Nebraska.  Most notably, he contributed to the development of the HUD Multifamily Transformation Plan and led its implementation throughout the Southwest Region, successfully streamlining HUD multifamily processing and timelines.  With experience in both the public and private sectors, Luke has developed a unique skill set across a range of developments, including market-rate and affordable projects in both urban and suburban settings.  He currently lives in Oklahoma City with his wife Amber and son Ike.  They enjoy an active and adventurous lifestyle as a family - camping and traveling across the U.S. and beyond.    Previously, Bruce was SVP/FHA Chief Underwriter at Colliers Mortgage LLC (formerly Dougherty Mortgage LLC) for over 15 years. Bruce began working with HUD/FHA-insured loans in 1995 as an underwriter for Malone Mortgage Company, which was acquired by KeyBank in 2005. He received a master’s degree in Land Economics and Real Estate at Texas A&M University and began his career as a Bruce has served on several boards, including over 16 years on the Melissa ISD Board of Trustees in the capacity of either Board President or Vice President**.** He has been a board member and served as President of both Southwest Mortgagee Advisory Council (SWAC) and Western Mortgagee Advisory Council (WMAC). He recently served as Chair of MBA’s LIHTC Committee. Bruce resides in Melissa, TX with his wife, Cherie. He enjoys singing, the outdoors, and being involved with his church, Christian World Church in Richardson, TX. Blake Lacy began his career in the mortgage banking business in 2007. In 2009 he joined a San Antonio community bank as a real estate analyst and worked his way up to senior vice president in the commercial real estate department. In this capacity, he originated and underwrote construction, acquisition and refinance loans for multifamily, office, industrial, self-storage, medical, and senior housing. Blake received his B.S. and a Master of Land Economics & Real Estate degree from Texas A&M University. He is also a graduate of the Graduate School of Banking at Louisiana State University. Blake has been active in the commercial real estate industry, earning his Certified Commercial Investment Member (CCIM) designation in 2010 and developing commercially-available real estate software for use by developers, lenders, appraisers, and investors. Blake volunteers in the community through active involvement in his church, the Boy Scouts of America and the CCIM San Antonio-South Texas Chapter. Brent McPherson joined MJC in 2016 after spending the previous twenty years in commercial lending with several regional banks in San Antonio. He has specialized in commercial real estate finance since 2004 and has experience underwriting and originating multifamily, retail, office, industrial and lot development loans. Brent earned a B.B.A. degree in Finance from Texas A&M University. He lives in San Antonio with his wife Shelli and their two children. Since 2001, Matt has demonstrated commitment to the development of real estate and affordable housing. After receiving his Bachelor’s degree in Business Administration with a focus in Finance from Auburn University in Alabama, Matt worked for several years in affordable housing; acquiring over 4,000 units utilizing LIHTC and bond financing, as well as providing asset management and oversight through property repositions. Matt has enjoyed a progressive career serving in roles such as Assistant Vice President, VP/Director of Finance, and Managing Director for multi-million dollar real estate operating and investment companies. Most recently, Matt served as Vice President of Development; Asset Management for Fort Worth Housing Solutions and Chief Administrative Officer for its subsidiary management company, Quadco. Matt lives in Fort Worth, Texas with his wife and two daughters. Lee Patterson joined MJC in 2017 after working the previous ten years in commercial lending at a regional bank in San Antonio. With a specialty in commercial real estate, he has experience in the underwriting of construction, acquisition, and refinance loans for multifamily, retail, office, industrial, medical and senior housing. Lee is a graduate of Trinity University earning a B.S. degree in Finance. He lives in San Antonio with his wife Lianna, and their daughter. Lee enjoys spending time with family and friends while rooting for his favorite sports teams. Matthew Sims joined Mason Joseph in 2020 after spending the previous 5 years in commercial real estate lending with a regional bank in San Antonio. Matthew specialized in underwriting, originating and monitoring commercial real estate loans including construction, acquisition and refinance of multifamily, office, retail and industrial asset types in addition to single-family lot development and single-family home construction. Matthew graduated from the University of Texas at San Antonio with a B.A. in Finance while playing baseball for the Roadrunners. He lives in San Antonio with his wife Natasha and their son Beckett. Matthew enjoys spending time with his family and friends, serving at his local church and being active.  Zach Vaiana joined MJC in 2016. He has experience in underwriting and originating new construction, acquisition, and refinance loans under the applicable FHA multifamily loan programs. Zach earned a B.B.A degree in Finance from Texas A&M University. He lives in San Antonio with his wife Allie. Zach enjoys spending time with family and friends while rooting for his favorite sports teams. Preston Watson is a graduate of Oklahoma State University where he earned his BA in Finance. After experience as a Production Analyst with a Freddie Mac SBL lender, he joined Mason Joseph Company in 2016. He provides support to loan producers and underwriters in analyzing, processing and packaging multifamily and commercial loans under the applicable FHA multifamily loan programs. Preston enjoys staying active, spending time with family and friends, and rooting on his sports teams. Joshua Consemiu earned a B.B.A and B.F. while playing baseball at Williams Baptist University. He joined Mason Joseph Company in 2019 and provides support to loan producers and underwriters in analyzing, processing, and packaging multifamily and commercial loans under the applicable FHA multifamily loan programs. He generates initial analysis of loan opportunities including the analysis of property financial statements, market feasibility, property valuation, and sponsor qualifications and creditworthiness to determine the terms and conditions of the loan. Joshua is passionate about family, community, and service. In his free time, he enjoys staying active, going to sporting events, listening to live music and partaking in outdoor sporting activities.  John Wasserman earned a B.S. in Mathematics at Baylor University and graduated from the University of Oklahoma with an MBA focused in Finance, and a M.S. in Analytics. He joined Mason Joseph Company in 2019 and provides support to loan producers and underwriters in analyzing, processing and packaging multifamily and commercial loans under the applicable FHA multifamily loan programs. John enjoys staying active, reading, spending time with family and friends, and rooting on his favorite sports teams.  John Bormann joined MJC in 2021 after receiving his Master of Real Estate (MRE) degree from Texas A&M University. Prior to his time in Aggieland, John earned his BBA in Real Estate Finance and Development from The University of Texas at San Antonio, where he was also a captain on the Roadrunner baseball team. He went to play five seasons with the Pittsburgh Pirates organization before officially hanging up his spikes in 2019. John is heavily involved on the front ends of deals, responsible for site due diligence, market feasibility, preliminary plan review, initial loan sizing, and concept package presentations. John, his wife Jordan, and daughter Brooklyn enjoy the outdoors, live music, sports and serving their community. Dolores Seabolt joined MJC following her move to San Antonio from the Rio Grande Valley where she was born and raised. Dolores has eleven years of city government work experience and most recently spent two years working with a non-profit multifamily housing development organization. Dolores presently supports loan producers and underwriters with the information gathering and processing of mortgage loan applications as well as facilitating the completion of monthly construction draws and change orders. She is the point of contact for General Contractors, Borrowers, and GNMA Issuers to provide construction assistance and service. Dolores enjoys making a difference in families and the community, quiet evenings with her husband of over 20 years and spending time shopping with her daughter who serves in the US Air Force and is stationed in San Antonio. She is also an active member of St. Dominic Catholic Church and Catholic Daughters of the Americas. Jorja Howell graduated from University of Florida with a B.S. in Business Administration with a concentration in Marketing. She joined the Mason Joseph Company in 2020 to provide support to loan producers and underwriters with the information gathering and processing of mortgage loan applications, as well as facilitating the completion of monthly construction draws and change orders. She is the point of contact for General Contractors, Borrowers, and GNMA Issuers to provide construction assistance and service. In her free time, Jorja enjoys time with her adult children when they are in town, volunteering at her church, cooking, and crafts of all sorts.  Leslie earned a B.A. in Journalism from Texas A&M University and an M.A. in Communication Arts from the University of the Incarnate Word. Her background is in Public Relations and Education. She joined Mason Joseph in 2021 to provide support for loan producers and underwriters by gathering, evaluating, and processing mortgage credit and loan applications. She facilitates the completion of monthly construction draws and change orders and is the point of contact for General Contractors, Borrowers, and GNMA Issuers to provide construction assistance and service. Leslie enjoys painting, traveling, Bible study, spending time with friends, family, and her adult children. We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/finance-solutions ### Title: Finance Solutions ### Page ID: 6971296 ### Content: Mason Joseph Company provides construction, substantial rehabilitation, refinance, acquisition, and bridge loans for market rate multifamily, affordable housing, and senior communities through the FHA mortgage insurance programs as well as through its well-established relationships with the countries premier real estate investors.  MJC is consistently a top FHA lender in Texas and HUD's Southwest Region and has closed in excess of $3.1 billion in multifamily loans over the last five years including over $2.2 billion in new construction loans using HUD's 221(d)(4) program.  Click on the links below to see loan program summaries and details: We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - Non-recourse (construction & permanent) - High leverage loans up to 90% of cost & 85% of value - Fully amortizing loans up to 40 years - Combination construction & permanent loans available - Low Interest rate - Fixed interest rate - Fixed prepayment structure - Assumable --- ## URL: https://www.masonjosephco.com/fha-market-rate ### Title: FHA Market Rate ### Page ID: 6971297 ### Content: MJC is a Multifamily Accelerated Processing (MAP) approved FHA lender with offices in San Antonio, Fort Worth and Oklahoma City providing construction, substantial rehabilitation, acquisition, refinance and bridge financing for multifamily and senior housing communities nationwide. Consistently a top FHA lender in Texas and HUD's Southwest Region, MJC has closed in excess of $3.1 billion in multifamily loans over the last five years including over $2.2 billion in new construction loans using HUD's 221(d)(4) program. Click on the links below to see loan program summaries and details: 221(d)(4) New Construction & Substantial Rehabilitation Construction and permanent financing for new family or senior apartments as well as substantial rehabilitation for existing apartments. Refinance of existing FHA insured loan in order to lower the interest rate, extend the term, and fund needed repairs. Second mortgage for the purpose of financing additions, repairs, replacements, and energy conservation for existing FHA insured loans. Modification of existing FHA insured mortgage for the sole purpose of reducing the interest rate. We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - 40 year fully amortizing loan - loan amount up to 85% loan to cost - interest rate fixed during construction and 40 year term - combination construction & permanent loan - non-recourse - assumable - fixed prepayment - up to 35 year fully amortizing loan - loan amount up to 85% loan to value/purchase price (80% cash out) - low fixed interest rate - non-recourse - assumable - fixed prepayment - up to 40 year fully amortizing loan - loan amount up to the original principal balance of existing loan - low fixed interest rate - non-recourse - assumable - fixed prepayment - Term must be coterminous with first underlying FHA first lien, up to 40 years - loan amount up to 90% of replacement cost of entire project - non-recourse - assumable - fixed prepayment - term, amortization, and loan balance stays in place - minimal fees & expenses; no third party reports required - non-recourse - assumable - fixed prepayment - Non-recourse (construction & permanent) - High leverage loans up to 90% of cost & 85% of value - Fully amortizing loans up to 40 years - Combination construction & permanent loans available - Low Interest rate - Fixed interest rate - Fixed prepayment structure - Assumable --- ## URL: https://www.masonjosephco.com/fha-affordable ### Title: FHA Affordable ### Page ID: 6971298 ### Content: MJC understands the complexities of affordable housing and its requirements to integrate multiple sources of funding and has extensive experience in structuring financing transactions that include both 4% LIHTC, 9% LIHTC, tax exempt bonds, and RAD.  MJC participates with FHA as an approved Housing Tax Credit "Pilot" lender which allows for expedited processing times to accommodate tax credit timelines. Consistently a top FHA lender in Texas and HUD's Southwest Region, MJC has closed in excess of $3.1 billion in multifamily loans over the last five years including over $2.2 billion in new construction loans for both market rate and affordable properties using HUD's 221(d)(4) program. Click on the links below to see loan program summaries and details: 221(d)(4) New Construction & Substantial Rehabilitation Construction and permanent financing for new family or senior apartments as well as substantial rehabilitation for existing apartments. Refinance of existing FHA insured loan in order to lower the interest rate, extend the term, and fund needed repairs. Second mortgage for the purpose of financing additions, repairs, replacements, and energy conservation for existing FHA insured loans. Modification of existing FHA insured mortgage for the sole purpose of reducing the interest rate. We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! Fort Worth (817) 504-6501 Oklahoma City (405) 255-7822 - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - Expedited processing times to accommodate Housing Tax Credit timelines - 40 year fully amortizing loan - loan amount up to 90% loan to cost - interest rate fixed during construction and 40 year term - combination construction & permanent loan - non-recourse - assumable - fixed prepayment - up to 35 year fully amortizing loan - loan amount up to 85% loan to value/purchase price (80% cash out) - low fixed interest rate - non-recourse - assumable - fixed prepayment - up to 40 year fully amortizing loan - loan amount up to the original principal balance of existing loan - low fixed interest rate - non-recourse - assumable - fixed prepayment - Term must be coterminous with first underlying FHA first lien, up to 40 years - loan amount up to 90% of replacement cost of entire project - non-recourse - assumable - fixed prepayment - term, amortization, and loan balance stays in place - minimal fees & expenses; no third party reports required - non-recourse - assumable - fixed prepayment - Non-recourse (construction & permanent) - High leverage loans up to 90% of cost & 85% of value - Fully amortizing loans up to 40 years - Combination construction & permanent loans available - Low Interest rate - Fixed interest rate - Fixed prepayment structure - Assumable --- ## URL: https://www.masonjosephco.com/conventional ### Title: Conventional ### Page ID: 6971299 ### Content: Mason Joseph Company's broad capital provider base enables us to handle conventionally financed loan requests from $1 million to more than $30 million with competitive rates and a myriad of options for flexible loan structures in order to meet the borrower's objectives. MJC’s [conventional](/loan-programs/conventional-loans), [student](/loan-programs/student-housing-loans), and [FHA loan programs](/loan-programs/fhahud-loans) cover a variety of apartment finance products including market-rate multifamily housing, manufactured housing, student housing, senior housing, and affordable housing including: Mason Joseph Company maintains relationships with numerous Fannie Mae DUS and Freddie Mac lenders, commercial banks, life insurance companies as well as the Wall Street conduit lenders providing the most reliable execution in the commercial mortgage-backed securities (CMBS) industry. This enables us to meet the debt needs of our clients by providing a customized and comprehensive roster of financing options in order to insure that the most attractive loan terms are obtained.   We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - Long term, fixed rate, permanent loans with terms from 5 to 40 years - Construction Financing - Interim | Bridge Financing - Construction | Perm Financing   - Fixed- and Adjustable-Rate Financing - Second Mortgage Financing - Mezzanine Debt Financing - Preferred Equity Financing --- ## URL: https://www.masonjosephco.com/recent-closings ### Title: Recent Closings ### Page ID: 6971300 ### Content: We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/fhahud-experience ### Title: FHA/HUD Experience ### Page ID: 6971301 ### Content: As an FHA MAP Lender, MJC is active in arranging construction and permanent financing using FHA's mortgage insurance programs. MJC is consistently a top FHA lender in Texas and HUD's Southwest Region and has closed in excess of $2.3 billion in multifamily loans over the last five years including over $1.9 billion in new construction loans using HUD's 221(d)(4) program. A list of FHA insured loans originated and closed by the principals of MJC can be viewed by clicking the picture below: We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/contact-us ### Title: Contact Us ### Page ID: 6971302 ### Content: We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs.  Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/mjc-contact-list ### Title: MJC Contact List ### Page ID: 6971303 ### Content: We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs.  Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) --- ## URL: https://www.masonjosephco.com/map ### Title: Map ### Page ID: 6971304 ### Content: We are available to answer any questions you may have about financing options and the FHA mortgage insurance programs. Please let us know how we can help! - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [home](/) - [about](/mjc) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [loan programs](/finance-solutions) - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [properties financed](/recent-closings) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map) - [mjc](/mjc) - [the mjc team](/the-mjc-team) - career opportunities - [finance solutions](/finance-solutions) - [fha market rate](/fha-market-rate) - [fha affordable](/fha-affordable) - [conventional](/conventional) - [recent closings](/recent-closings) - [fha/hud experience](/fhahud-experience) - [contact us](/contact-us) - [mjc contact list](/mjc-contact-list) - [map](/map)